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@media(max-width:740px){.wrap{padding:0 20px}.preview-bar{font-size:10px;padding:9px 15px;gap:5px;flex-wrap:wrap}.preview-bar span{display:none}.nav{min-height:86px}.brand{width:84px;height:58px}.links{display:none}.nav>.btn{font-size:12px;padding:12px 16px;min-height:44px}.view-nav{padding-top:15px;gap:2px}.view-nav button{padding:9px 11px;font-size:11px}.hero{grid-template-columns:1fr;gap:25px;padding:35px 0 40px}.eyebrow{font-size:9px;letter-spacing:1.2px}h1{font-size:42px;letter-spacing:-1.9px;margin:18px 0 22px}.hero-copy>p{font-size:15px}.actions{margin:25px 0 15px}.actions .btn{font-size:12px;padding:14px 15px}.fine{font-size:10px}.hero-stage{padding:15px 7px 22px}.budget-card{padding:23px}.voice-mini{margin:12px 0 0;padding:13px 15px}.voice-mini>img{width:42px;height:42px}.voice-mini strong{font-size:12px}.voice-mini span{font-size:10px}.condition-strip{align-items:start;gap:18px}.condition-strip strong{font-size:19px}.condition-strip span{font-size:10px;display:block}.condition-strip>div:last-child{max-width:160px}.feature-grid{grid-template-columns:1fr;gap:28px;padding:36px 0 40px}.feature{display:grid;grid-template-columns:36px 1fr;column-gap:14px}.feature img{grid-row:1/3;margin-top:2px}.feature h3{margin-bottom:6px}.feature p{grid-column:2}.story{grid-template-columns:1fr;gap:24px;padding-bottom:44px}h2{font-size:30px;letter-spacing:-1px}.story p{font-size:13px}.steps-section{padding:34px 0}.steps-three{grid-template-columns:1fr;gap:8px}.steps-three>div{position:relative;padding-left:53px}.steps-three .number{position:absolute;left:0;top:0}.steps-three h3{font-size:15px}.footer .wrap{flex-direction:column;gap:16px}.page-heading{padding:30px 0 15px}.page-heading h1{font-size:33px}.layout{grid-template-columns:1fr;gap:20px}.panel{padding:22px}.stepper{gap:2px}.stepper span{font-size:8px}.stepper b{width:24px;height:24px}.form-grid{grid-template-columns:1fr;gap:20px}.radio-cards{flex-wrap:wrap}.radio-cards button{flex:1;font-size:11px;padding:10px}.result-grid{grid-template-columns:1fr;gap:12px}.result-grid .small-label{min-height:0}.result-grid .big-number{font-size:31px;margin-top:16px}.result-bottom{grid-template-columns:1fr}.asset-grid{grid-template-columns:1fr 1fr;gap:12px}.asset{padding:12px}.asset>img{height:120px}.icon-grid{grid-template-columns:repeat(4,1fr);gap:9px}.asset small{font-size:9px}.swatch{width:calc(33.333% - 8px)}.form-footer{align-items:flex-start}.form-footer .btn{font-size:11px}.callout{font-size:11px}.case-buttons button{font-size:11px;padding:10px}.page-heading p{font-size:12px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
@media print{.preview-bar,.header,.view-nav,.case-buttons,.actions,.footer,.result-bottom input,.toast{display:none!important}.view{display:none!important}#result{display:block!important}.result-grid,.result-bottom{display:block}.panel{break-inside:avoid;margin-bottom:14px}.wrap{padding:0}body{background:white}.page-heading{padding-top:0}}
/* Verbindliche Ergänzungen für das kompakte Budgetformular. */
[hidden]{display:none!important}.skip-link{position:absolute;top:-100px;left:20px;padding:12px;background:white;z-index:20}.skip-link:focus{top:12px}.links a{font-size:14px;color:#56647A;font-weight:500}.nav{min-height:104px}.contact{white-space:nowrap}.mobile-menu,#mobile-nav{display:none}.hero{padding-top:70px}.hero-copy>.fine{font-size:12px}.card-title{font-size:16px;letter-spacing:-.3px;margin:0;line-height:1.4}.card-top{margin-bottom:26px}.amount-input{display:flex;gap:10px;align-items:center;margin:9px 0}.amount-input span{font-size:22px;color:#64728A;font-weight:500}.amount-input input{width:100%;min-width:0;border:0;padding:0;background:white;font-size:36px;line-height:1.3;letter-spacing:-1px;color:#172945;font-weight:600}.budget-card input[type=range]{margin:12px 0;width:100%;accent-color:#2454D5}.range-ends{display:flex;justify-content:space-between;font-size:10px;color:#64728A}.term-line{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0;font-size:12px}.term-line select{width:150px;min-height:44px;font-size:13px}select{border:1px solid #D6DFED;border-radius:10px;padding:12px 14px;background:white;color:#172945;min-height:48px;width:100%;font-size:14px}.rate-box{padding:18px 19px;background:#EEF3FF;border-radius:14px;display:flex;flex-direction:column;gap:5px}.rate-box>span{font-size:12px;color:#56647A}.rate-box strong{font-size:28px;letter-spacing:-1px;color:#2454D5;line-height:1.4;white-space:nowrap}.rate-box small{font-size:10px;color:#56647A}.budget-card .card-note{margin:14px 0 20px;font-size:11px}.btn.full{width:100%}.trust-grid{border-block:1px solid #DDE5F1;padding:30px 0;margin-bottom:64px}.trust-grid .feature{display:grid;grid-template-columns:30px 1fr;gap:4px 12px}.trust-grid .feature img{grid-row:1/3;margin-top:3px}.trust-grid .feature h3{font-size:14px;margin-bottom:4px}.trust-grid .feature p{font-size:11px}.faq{display:grid;grid-template-columns:1fr 1.3fr;gap:70px;padding-top:60px;padding-bottom:64px}.faq p{font-size:14px}.faq details{border-bottom:1px solid #DDE5F1;padding:19px 0}.faq summary{font-size:14px;font-weight:600;cursor:pointer;min-height:30px;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px}.faq summary:after{content:'+';font-size:22px;color:#2454D5;font-weight:400}.faq details[open] summary:after{content:'−'}.faq details p{font-size:13px;line-height:1.8;margin:14px 26px 4px 0}.back-link{display:inline-flex;align-items:center;min-height:44px;font-size:12px;color:#56647A;margin-bottom:12px}.page-heading{padding-top:25px}.section-heading{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:24px}.section-heading h2{font-size:19px;letter-spacing:-.4px;margin:0}.section-heading span{font-size:11px;color:#64728A}.field .hint{font-size:11px;line-height:1.65;color:#64728A}.money-input{display:flex;align-items:center;border:1px solid #D6DFED;border-radius:10px;overflow:hidden;background:white}.money-input:focus-within{outline:3px solid #855006;outline-offset:3px}.money-input input,.field .money-input input{border:0!important;border-radius:0;min-width:0;width:100%;outline:0!important;background:transparent;padding:13px 14px;min-height:48px;color:#172945;font-size:14px}.money-input>span{font-size:11px;padding:0 14px 0 5px;color:#64728A}.money-input input::placeholder{color:#7B879C}.question{display:grid;grid-template-columns:1.35fr 1fr;gap:10px 20px;align-items:center;margin-top:24px}.question label{font-size:12px;font-weight:500}.question select{font-size:12px}.question .error{grid-column:1/-1}.conditional{padding:18px;background:#F3F6FB;border-radius:12px;margin-top:18px}.reserve-row{display:grid;grid-template-columns:1fr 150px;gap:16px;align-items:center;background:#EDF5E6;border-radius:12px;padding:18px;margin:26px 0}.reserve-row label{font-size:12px;font-weight:600;display:block}.reserve-row small{font-size:11px;color:#526747;display:block}.reserve-row .error{grid-column:1/-1}.help-details{margin-top:12px}.help-details summary{font-size:11px;font-weight:500;color:#2454D5;cursor:pointer;min-height:30px;padding:5px 0}.help-details p{font-size:12px;line-height:1.75;margin:8px 0 12px}.error{font-size:11px;color:#A12A37;display:block;margin-top:6px}.error:empty{display:none}[aria-invalid=true]{border-color:#A12A37!important}.error-summary{padding:13px 16px;border-radius:10px;background:#FCEEF0;color:#A12A37;font-size:12px;margin-bottom:20px}.centered{text-align:center;margin:15px 0 0}.request-card>.eyebrow{margin-bottom:20px}.request-card .field{margin-bottom:18px}.request-card .divider{margin:24px 0}.aside-rate{display:block;font-size:22px;font-weight:600;letter-spacing:-.8px;line-height:1.4;margin:10px 0}.request-card p{font-size:11px!important;line-height:1.7;margin:12px 0 0}.aside .voice-box{border-radius:24px}.result-number{display:block;font-size:29px;letter-spacing:-1px;line-height:1.4;margin:18px 0 12px;overflow-wrap:anywhere}.result-grid .small-label{min-height:0}.remaining-card{background:#EDF5E6;border-color:#DDE9D3}.remaining-card.negative{background:#FCEEF0;border-color:#EDCED2}.remaining-range{font-size:11px;color:#3C701F}.remaining-card.negative .remaining-range{color:#A12A37}.notice.negative{background:#FCEEF0;color:#A12A37}.result-bottom h2{font-size:19px;letter-spacing:-.4px;margin:0 0 18px}.result-bottom dl{margin:0 0 20px}.result-bottom dl>div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid #E8EDF5;font-size:12px}.result-bottom dt{color:#56647A}.result-bottom dd{margin:0;font-weight:500;white-space:nowrap}.result-bottom .total{font-weight:600;border-bottom:0}.comparison{margin:24px 0;background:#F3F6FB;border-radius:12px;padding:18px;display:flex;flex-direction:column;gap:6px;font-size:12px}.comparison strong{font-size:19px}.comparison small{font-size:10px;color:#64728A}.result-actions{justify-content:flex-end}.result-note{max-width:850px;margin-bottom:55px}.empty-state{text-align:center;margin-bottom:60px;padding:36px}.empty-state>img{width:180px;height:135px}.empty-state h2{font-size:26px}.consultation{max-width:850px;text-align:center;padding-top:62px;padding-bottom:60px}.consultation h1{font-size:46px;letter-spacing:-1.6px}.consultation>p{max-width:620px;margin:0 auto 25px}.contact-card{max-width:530px;margin:34px auto 25px}.contact-card>img{width:38px;height:38px}.contact-card h2{font-size:25px}.contact-card p{font-size:13px}.phone-number{display:block;font-size:32px;letter-spacing:-1px;font-weight:600;margin:16px 0}.footer{background:white}.footer .wrap{display:block}.footer-top{display:flex;align-items:center;gap:28px;margin-bottom:28px}.footer-top>div{flex:1}.footer-top strong{font-size:13px;font-weight:600;color:#172945}.footer-top p{font-size:11px;margin:5px 0 0}.footer-top>a:last-child{font-size:15px;font-weight:600}.footer-legal{border-top:1px solid #E8EDF5;padding-top:20px}.footer-legal p{font-size:11px;line-height:1.7;max-width:830px;margin-bottom:14px}.footer-legal>div{display:flex;align-items:center;gap:22px;flex-wrap:wrap;font-size:10px}.footer-legal a,.footer-legal button{font-size:10px;background:none;color:#56647A;padding:0;min-height:30px}.footer-legal span{margin-left:auto}dialog{border:1px solid #D6DFED;border-radius:24px;padding:36px;max-width:490px;width:calc(100% - 32px);color:#172945;box-shadow:0 24px 90px #17294530}dialog::backdrop{background:#17294565;backdrop-filter:blur(4px)}dialog h2{font-size:28px;letter-spacing:-.8px}dialog p{font-size:13px;line-height:1.75}.dialog-close{position:absolute;right:12px;top:12px;width:44px;height:44px;display:grid;place-items:center;border-radius:10px;background:none}.dialog-close img{width:22px;height:22px}.voice-orb{width:106px;height:106px;margin:0 auto 20px;display:block}#voice-dialog{text-align:center}.voice-info{background:#F3F6FB;padding:14px;border-radius:12px;font-size:11px;color:#56647A;text-align:left;margin:24px 0}.voice-status{background:#FFF4DD;color:#855006;padding:12px;border-radius:10px;margin:15px 0;text-align:left}.text-button{display:block;font-size:12px;min-height:44px;background:none;color:#2454D5;margin:10px auto 0}
@media(max-width:1000px){.links a{font-size:12px}.rate-box strong{font-size:24px}.result-number{font-size:24px}}
@media(max-width:740px){.nav{min-height:86px;gap:13px}.contact{margin-left:auto;font-size:11px!important;padding:10px 12px!important}.contact img{width:16px;height:16px}.mobile-menu{width:40px;height:44px;background:none;display:grid;place-items:center;padding:0;flex-shrink:0}.mobile-menu img{width:23px;height:23px}#mobile-nav:not([hidden]){display:flex;flex-direction:column;padding:12px 20px 20px;border-top:1px solid #E1E7F0}#mobile-nav a{font-size:14px;min-height:44px;padding:8px 0}.hero{padding-top:40px}.card-top{margin-bottom:22px}.card-title{font-size:14px}.budget-card{padding:22px}.rate-box strong{font-size:25px}.budget-card .btn{font-size:12px}.trust-grid{padding:26px 0;margin-bottom:40px;gap:24px}.trust-grid .feature h3{font-size:14px}.trust-grid .feature p{font-size:12px}.faq{grid-template-columns:1fr;gap:12px;padding-top:40px;padding-bottom:42px}.faq h2 br{display:none}.faq summary{font-size:13px}.section-heading{flex-direction:column;align-items:flex-start;gap:6px}.section-heading span{font-size:10px}.question{grid-template-columns:1fr;gap:10px;margin-top:22px}.reserve-row{grid-template-columns:1fr 118px;padding:15px;gap:12px}.reserve-row small{font-size:10px}.field .money-input input,.money-input input{font-size:16px}.request-card .field{display:inline-block;width:calc(50% - 7px);vertical-align:top;margin-bottom:0}.request-card .field+.field{margin-left:10px}.aside-rate{font-size:25px}.result-number{font-size:28px}.result-bottom dl>div{font-size:11px;gap:10px}.result-actions{display:grid;grid-template-columns:1fr}.result-actions .btn{font-size:12px}.consultation{padding-top:40px;padding-bottom:40px}.consultation h1{font-size:35px}.consultation>p{font-size:14px}.footer-top{gap:18px;flex-wrap:wrap}.footer-top>div{min-width:190px}.footer-top>a:last-child{margin-left:110px}.footer-top img{width:84px;height:55px;object-fit:contain}.footer-legal>div{gap:10px 18px}.footer-legal span{margin-left:0;width:100%}dialog{padding:30px 24px}dialog h2{font-size:25px}}
@media(max-width:360px){h1{font-size:36px}.nav{gap:8px}.contact{font-size:10px!important;padding:8px 9px!important}.contact img{display:none}.rate-box strong{font-size:22px}.budget-card{padding:18px}.reserve-row{grid-template-columns:1fr}.request-card .field{display:block;width:100%;margin-bottom:16px}.request-card .field+.field{margin-left:0}.result-number{font-size:25px}}
@media print{header,footer,.back-link,.result-actions,.help-details,#result-term-select,dialog{display:none!important}#result-content[hidden]{display:none!important}body{background:white}.page-heading{padding-top:0}.page-heading h1{font-size:28px}.result-grid,.result-bottom{display:block}.panel{break-inside:avoid;margin-bottom:16px;padding:18px}.result-number{font-size:25px}.result-note{margin-bottom:0}}
.voice-box .btn img{width:19px;height:19px;margin:0}
@media(max-width:360px){.hero-stage:before{transform:none}}
/* Der Kreditbetrag steht vor Monatsrate und Laufzeit. */
.budget-card .card-top{align-items:flex-start}.budget-card .card-title{max-width:260px;font-size:18px;line-height:1.35}.budget-card .amount-input{padding:18px 16px;background:#EEF3FF;border-radius:14px;margin:10px 0 6px}.budget-card .amount-input input{font-size:46px;background:transparent;color:#2454D5;letter-spacing:-1.7px}.budget-card .amount-input span{font-size:23px;color:#2454D5}.rate-box{background:#F5F7FB;padding:14px 16px}.rate-box strong{font-size:23px;color:#172945;letter-spacing:-.5px}.request-card .field:first-of-type .money-input{background:#EEF3FF;border-color:#DAE4FA}.request-card #budget-amount{font-size:32px;font-weight:600;letter-spacing:-1px;color:#2454D5}.request-card .aside-rate{font-size:18px}.financing-card{background:#EEF3FF;border-color:#DCE5F7}.financing-number{display:block;color:#2454D5;font-size:40px;font-weight:600;letter-spacing:-1.5px;line-height:1.25;margin:18px 0 10px;overflow-wrap:anywhere}.financing-payment{border-top:1px solid #D8E1F2;padding-top:15px;margin-top:18px;display:flex;flex-direction:column;gap:5px}.financing-payment>span{font-size:11px;color:#56647A}.financing-payment strong{font-size:19px;line-height:1.4;letter-spacing:-.4px}.financing-payment small{font-size:10px;color:#56647A}
@media(max-width:1000px){.financing-number{font-size:34px}.budget-card .card-title{font-size:16px}}
@media(max-width:740px){.budget-card .amount-input input{font-size:40px}.budget-card .card-title{font-size:16px}.rate-box strong{font-size:22px}.financing-number{font-size:38px}.request-card .field{display:block;width:100%;margin-bottom:18px}.request-card .field+.field{margin-left:0}.request-card #budget-amount{font-size:34px}.request-card .aside-rate{font-size:20px}}
@media(max-width:360px){.budget-card .amount-input{padding:15px 12px}.budget-card .amount-input input{font-size:34px}.budget-card .amount-input span{font-size:20px}.rate-box strong{font-size:19px}.financing-number{font-size:32px}}
@media print{.financing-number{font-size:34px}.financing-card{background:white}}
/* Konzept v1.6: Einstiegskarten, Uebernahme und Antragsstrecke */
.entry-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px;padding:0 0 58px}.entry-card{display:flex;flex-direction:column}.entry-card h2{font-size:24px;letter-spacing:-.8px;margin:14px 0 12px}.entry-card p{font-size:13px;flex:1}.entry-card .actions{margin:8px 0 0}.entry-note{grid-column:1/-1;max-width:none;margin:0}
.next-step{margin-bottom:24px}.next-step h2{font-size:22px;letter-spacing:-.6px;margin:0 0 12px}.next-step p{font-size:13px}.next-step .actions{margin:18px 0 12px}
.section-title{font-size:19px;letter-spacing:-.4px;margin:0 0 10px}
.variant-row{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:22px}.variant-row strong{display:block;font-size:17px;letter-spacing:-.4px}.variant-row .text-button{margin:0}
.transfer-list{margin:16px 0 22px}.transfer-list>div{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid #E8EDF5;font-size:12px}.transfer-list dt{color:#172945;font-weight:500}.transfer-list dt small{display:block;font-weight:400;color:#64728A;font-size:11px;margin-top:4px;max-width:420px}.transfer-list dd{margin:0;font-weight:600;white-space:nowrap}
.app-switch{margin:18px 0 0}.app-switch .btn{font-size:12px}
.step-panel .form-grid{margin-bottom:8px}.req-field label{font-weight:500;line-height:1.5}
.review-list{margin:18px 0 22px}.review-list>div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid #E8EDF5;font-size:12px}.review-list dt{color:#56647A}.review-list dd{margin:0;font-weight:500;text-align:right}
.legal-check{display:flex;gap:10px;align-items:flex-start;font-size:12px;color:#172945;margin:18px 0 0}.legal-check input{width:20px;height:20px;margin-top:2px;accent-color:#2454D5}
#app-submit-status .actions{margin:14px 0 0}#app-submit-status p{color:#855006;font-size:12px;margin:0}
@media(max-width:740px){.entry-cards{grid-template-columns:1fr;padding-bottom:36px}.entry-card h2{font-size:20px}.transfer-list>div,.review-list>div{flex-direction:column;gap:4px}.review-list dd{text-align:left}.variant-row{flex-wrap:wrap}}
.voice-step{background:#EEF3FF;border-radius:16px;padding:16px 18px;margin:0 0 18px;text-align:left}.voice-question{margin:6px 0 0;font-size:15px;font-weight:600;color:#172945;line-height:1.45}
.voice-proposals{margin:18px 0 0;text-align:left}.voice-proposals h3{font-size:14px;margin:0 0 8px;color:#172945}.voice-proposals dl>div{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-bottom:1px solid #E8EDF5;font-size:12px}.voice-proposals dt{color:#56647A}.voice-proposals dd{margin:0;font-weight:600}.voice-note{font-size:11px;color:#64728A;margin:10px 0 0}.voice-proposals .actions{margin:14px 0 0;display:flex;gap:10px}.voice-proposals .actions .btn{flex:1}
#voice-dialog .btn+.btn{margin-top:10px}

@media print{.voice-entry,#voice-dialog{display:none!important}}

.legal-budget-section { margin: 28px 0; padding-top: 24px; border-top: 1px solid var(--border, #dfe8ec); }
.legal-budget-section > .hint { margin: 8px 0 20px; }
#calculation-audit { margin: 24px 0; padding: 18px 20px; border: 1px solid #dfe8ec; border-radius: 14px; background: #f8fbfc; }
#calculation-audit summary { cursor: pointer; font-weight: 600; }
#calculation-audit-body { font-size: 13px; line-height: 1.6; overflow-wrap: anywhere; }
#calculation-audit-body p { margin: 14px 0; }
#calculation-audit-body small { display: block; color: #566c76; }

/* A single compact indication form. */
.budget-compact { max-width: 780px; margin: 0 auto 64px; }
.budget-compact .form-grid { gap: 20px 24px; }
.budget-base-note { margin: 20px 0; padding: 14px 16px; border-radius: 12px; background: #f2f7f8; line-height: 1.6; }
.budget-compact > .help-details { margin: 20px 0; }
.budget-compact > .help-details .field { max-width: 320px; margin-top: 14px; }